Salary Calculator โ See Where Your Money Goes
NettoFlow is a free, privacy-focused salary calculator that shows you exactly how your gross salary is split between income tax, social security contributions, and your take-home pay. Whether you are evaluating a job offer, planning your budget, or comparing salaries across countries, NettoFlow provides accurate, up-to-date calculations for 23 countries based on official tax law.
How does the calculator work?
Enter your gross salary, select a country and tax year, and adjust personal parameters such as your age, marital status, tax class, and insurance preferences. NettoFlow instantly calculates your net salary by applying the current official tax brackets and contribution rates. All inputs stay in your browser only โ no data is ever transmitted.
What deductions does NettoFlow calculate?
- ยทIncome tax based on progressive tax brackets
- ยทSolidarity surcharge (Germany, above specific income thresholds)
- ยทPension, health, long-term care, and unemployment insurance contributions
- ยทChurch tax (Germany and Austria, optional)
- ยทEmployer social security contributions and total employment cost
- ยทVAT and consumption taxes within the integrated budget planner
Who is this calculator for?
- ยทEmployees who want to understand and verify their pay slip
- ยทJob seekers evaluating salary offers before signing a contract
- ยทEmployers and HR teams calculating total staff costs
- ยทExpats and professionals comparing job offers across different countries
- ยทStudents and career starters planning their finances
More features
- ยทIncome flow diagram (Sankey): Visualises where every euro of your salary goes
- ยทCountry comparison: Compare net salary, tax burden, and employer costs across 23 countries
- ยทTax statistics: Shows average and marginal tax rates by income bracket
- ยทBudget planner: Plan monthly expenses and calculate the VAT included in each category
- ยทShare function: Save and share your calculation as a URL