Kebijakan Privasi

GDPR / DSGVO

Privasi secara Sekilas

The following notes provide a simple overview of what happens to your data pribadi when you visit this situs web. data pribadi is any data with which you can be personally identified.

Who is responsible for data collection on this situs web?
Data pemrosesan on this situs web is carried out by the situs web operator. You can find their contact details in the section "Name and Address of the pengendali" in this Kebijakan Privasi.
How do we collect your data?
Most pemrosesan happens locally in your Browser. You enter calculation values (e.g., salary and tax settings) directly. If you open a shared link, these values are read from URL parameters. In addition, our hosting infrastructure automatically processes technical connection data (e.g., IP address, timestamp, and user agent) in server logs.
What do we use your data for?
We process data to provide calculator and comparison features, restore your settings during your Browser session, generate/share URLs on request, and ensure stable and secure operation of the situs web.
What rights do you have regarding your data?
You have the right at any time to receive information free of charge about the origin, penerima and purpose of your stored data pribadi. You also have the right to request the correction or deletion of this data. If you have given persetujuan to data pemrosesan, you can revoke this persetujuan at any time for the future. You also have the right, under certain circumstances, to request the pembatasan of the pemrosesan of your data pribadi. Furthermore, you have the Hak untuk mengajukan pengaduan with the competent supervisory authority.

1. Name and Address of the pengendali

Oliver Ferch

Roseggerweg 5

73037 Göppingen, Deutschland

Tel.: 0151-57475737

Website: www.nettoflow.com

2. Definisi

This perlindungan data declaration is based on the terms used by the European legislator for the adoption of the Regulasi Umum Perlindungan Data (GDPR). Our perlindungan data declaration should be legible and understandable for the general public, as well as our customers and business partners.

a) data pribadi
data pribadi means any information relating to an identified or identifiable natural person ("subjek data"). An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.
b) subjek data
subjek data is any identified or identifiable natural person, whose data pribadi is processed by the pengendali responsible for the pemrosesan.
c) pemrosesan
pemrosesan is any operation or set of operations which is performed on data pribadi, such as collection, recording, organisation, storage, adaptation, retrieval, consultation, use, disclosure, alignment, pembatasan, penghapusan or destruction.
d) pembatasan of pemrosesan
pembatasan of pemrosesan is the marking of stored data pribadi with the aim of limiting their pemrosesan in the future.
e) Profiling
Profiling means any form of automated pemrosesan of data pribadi consisting of the use of data pribadi to evaluate certain personal aspects relating to a natural person, in particular to analyse or predict aspects concerning performance at work, economic situation, health, personal preferences, interests, reliability, behaviour, location or movements.
f) Pseudonymisation
Pseudonymisation is the pemrosesan of data pribadi in such a manner that the data pribadi can no longer be attributed to a specific subjek data without the use of additional information, provided that such additional information is kept separately.
g) pengendali
pengendali is the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the pemrosesan of data pribadi.
h) pemroses
pemroses is a natural or legal person, public authority, agency or other body which processes data pribadi on behalf of the pengendali.
i) penerima
penerima is a natural or legal person, public authority, agency or another body, to which the data pribadi are disclosed, whether a pihak ketiga or not.
j) pihak ketiga
pihak ketiga is a natural or legal person, public authority, agency or body other than the subjek data, pengendali, pemroses and persons who are authorised to process data pribadi.
k) persetujuan
persetujuan of the subjek data is any freely given, specific, informed and unambiguous indication of the subjek data's wishes by which he or she signifies agreement to the pemrosesan of data pribadi.

3. File Log Server

When you access this situs web, our hosting infrastructure automatically processes technical data required for delivery and security, such as IP address, date/time, requested URL, referrer, user agent, and response status. We do not use this data to identify you personally without a dasar hukum.

4. Cookie dan Teknologi Penyimpanan Serupa

Our website does not use cookies. We only use technically necessary storage (specifically sessionStorage under the key "aa.tax-planner.state.v1") to provide the calculator functionality and retain your settings during your browser session. We also use URL parameters for share links. Optional technologies, tracking cookies, or advertising scripts are not used on this website.

5. Hosting (Google Cloud)

We host our situs web with Google Cloud Platform, a service provided by Google Cloud EMEA Limited, 70 Sir John Rogerson's Quay, Dublin 2, Ireland ("Google"). All data collected on our situs web is processed on Google's servers. Please note that Google uses so-called Anycast IP addresses for global delivery. Although these may appear as US addresses in IP databases, the actual data pemrosesan (routing and server location) takes place in European data centers. As part of these services, data may be transferred to Google LLC in the USA. Data Transfer to the USA: Google LLC is certified under the EU-U.S. Data Privacy Framework (DPF). The European Commission has determined that companies certified under the DPF provide an adequate level of perlindungan data (Art. 45 GDPR). This means that data transfers to Google LLC in the USA are currently permitted without additional safeguards. Additionally, Google employs Standard Contractual Clauses (SCCs) (Art. 46 (2) and (3) GDPR) as a safeguard for data transfers to third countries where an adequacy decision may not apply or as a fallback mechanism. These clauses oblige Google to comply with European perlindungan data standards. Perjanjian Pemrosesan Data: We have concluded a Perjanjian Pemrosesan Data (DPA) with Google (specifically the "Cloud Data pemrosesan Addendum"), which legally obligates Google to protect our users' data and process it only in accordance with our instructions. For more information on Google's perlindungan data practices, please visit: https://policies.google.com/privacy and https://cloud.google.com/privacy/GDPR.

6. Content Delivery Network (Google Cloud CDN)

We use Google Cloud CDN to deliver our situs web content securely and efficiently. This is a Content Delivery Network provided by Google. When you use our situs web, your Browser establishes a connection to Google's servers, which may involve transferring your IP address and other technical data to the USA. We have concluded a Perjanjian Pemrosesan Data with Google. Google is certified under the EU-U.S. Data Privacy Framework (DPF).

7. Enkripsi SSL/TLS

Situs ini menggunakan SSL or TLS encryption for security reasons and to protect the transmission of confidential content, such as inquiries you send to us as the site operator. You can recognize an encrypted connection by the fact that the address line of the Browser changes from "http://" to "https://" and by the lock symbol in your Browser line. When SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.

8. Penerima Data Pribadi

We disclose data pribadi only where necessary. Recipients may include hosting/CDN and security providers who process technical connection data on our behalf, and authorities where legally required.

pemrosesan based on technically necessary situs web functionality (including session storage for requested calculator features) is carried out on the basis of Art. 6(1) lit. f GDPR. If persetujuan is required for optional technologies, pemrosesan is based on Art. 6(1) lit. a GDPR. For legal obligations, Art. 6(1) lit. c GDPR applies.

10. Kepentingan Sah

Our Kepentingan Sah include providing reliable calculator functionality, preserving user-entered settings during a session, protecting and securing the service, and troubleshooting technical issues.

11. Periode Penyimpanan Data Pribadi

We store data pribadi only as long as necessary for the respective purpose. SessionStorage data is generally deleted automatically at the end of the Browser session. Values contained in shared URLs remain until the URL is changed or deleted by you (e.g., Browser history). Server log retention is limited and follows operational/security needs and legal obligations of the hosting provider.

12. Penghapusan dan Pemblokiran Rutin Data Pribadi

Kami memproses dan menyimpan data pribadi only for the period necessary to achieve the purpose of storage, or as far as this is granted by the European legislator. If the storage purpose is not applicable, or if a storage period expires, the data pribadi are routinely blocked or erased.

13. Persyaratan Statutori atau Kontraktual

The provision of data pribadi is partly required by law (e.g. tax regulations) or can result from contractual provisions. The non-provision of the data pribadi would have the consequence that the contract could not be concluded.

14. Keberadaan Pengambilan Keputusan Otomatis

We do not use automatic decision-making or profiling.

15. Hak-Hak Subjek Data

a) Hak konfirmasi
Each subjek data has the right to obtain from the pengendali confirmation as to whether data pribadi concerning him or her are being processed.
b) Hak akses
Each subjek data has the right to obtain free information about data pribadi stored at any time and a copy of this information, including the purposes of the pemrosesan, categories of data concerned, recipients, storage period, and existence of rights to perbaikan or penghapusan.
c) Hak untuk perbaikan
Each subjek data has the right to obtain without undue delay the perbaikan of inaccurate data pribadi and to have incomplete data pribadi completed.
d) Hak untuk penghapusan (Right to be forgotten)
Each subjek data has the right to obtain from the pengendali the penghapusan of data pribadi without undue delay where one of specific grounds applies, such as the data no longer being necessary for its original purpose.

e) Hak untuk pembatasan pemrosesan

Each subjek data has the right to obtain pembatasan of pemrosesan where the accuracy of data is contested, the pemrosesan is unlawful, or the subjek data has objected to pemrosesan.

The right to pembatasan of pemrosesan exists in the following cases:

  • If you dispute the accuracy of your data pribadi stored by us, we usually need time to verify this. For the duration of the verification, you have the right to request the pembatasan of the pemrosesan of your data pribadi.
  • If the pemrosesan of your data pribadi happened/is happening unlawfully, you can request the pembatasan of data pemrosesan instead of deletion.
  • If we no longer need your data pribadi, but you need it to exercise, defend or assert legal claims, you have the right to request pembatasan of the pemrosesan of your data pribadi instead of deletion.
  • If you have lodged an objection pursuant to Art. 21(1) GDPR, a balance must be struck between your interests and ours. As long as it has not yet been determined whose interests prevail, you have the right to request the pembatasan of the pemrosesan of your data pribadi.

If you have restricted the pemrosesan of your data pribadi, this data may – apart from its storage – only be processed with your persetujuan or for the assertion, exercise or defense of legal claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the European Union or a Member State.

f) Hak untuk portabilitas data
Each subjek data has the right to receive the data pribadi concerning him or her in a structured, commonly used and machine-readable format, and to transmit those data to another pengendali.
g) Hak untuk mengajukan keberatan
Each subjek data has the Hak untuk mengajukan keberatan, on grounds relating to his or her particular situation, at any time, to pemrosesan of data pribadi concerning him or her.
h) Pengambilan keputusan individu otomatis
Each subjek data has the right not to be subject to a decision based solely on automated pemrosesan, including profiling, which produces legal effects.
i) Hak untuk menarik persetujuan
Each subjek data has the right to withdraw his or her persetujuan to pemrosesan of data pribadi at any time.
j) Hak untuk mengajukan pengaduan
Each subjek data has the Hak untuk mengajukan pengaduan with a supervisory authority, in particular in the Member State of their habitual residence, place of work, or place of the alleged infringement, if they consider that the pemrosesan of data pribadi relating to them infringes the GDPR.

Hak untuk mengajukan keberatan to data collection in special cases and to direct marketing (Art. 21 GDPR)

IF DATA pemrosesan IS BASED ON ART. 6(1)(E) OR (F) GDPR, YOU HAVE THE RIGHT AT ANY TIME TO OBJECT TO THE pemrosesan OF YOUR data pribadi FOR REASONS ARISING FROM YOUR PARTICULAR SITUATION; THIS ALSO APPLIES TO PROFILING BASED ON THESE PROVISIONS. THE RESPECTIVE dasar hukum ON WHICH pemrosesan IS BASED CAN BE FOUND IN THIS Kebijakan Privasi. IF YOU OBJECT, WE WILL NO LONGER PROCESS YOUR data pribadi CONCERNED UNLESS WE CAN DEMONSTRATE COMPELLING LEGITIMATE GROUNDS FOR THE pemrosesan WHICH OVERRIDE YOUR INTERESTS, RIGHTS AND FREEDOMS, OR THE pemrosesan SERVES THE ASSERTION, EXERCISE OR DEFENSE OF LEGAL CLAIMS (OBJECTION PURSUANT TO ART. 21(1) GDPR).

IF YOUR data pribadi IS PROCESSED FOR THE PURPOSE OF DIRECT MARKETING, YOU HAVE THE Hak untuk mengajukan keberatan AT ANY TIME TO THE pemrosesan OF data pribadi CONCERNING YOU FOR THE PURPOSE OF SUCH MARKETING; THIS ALSO APPLIES TO PROFILING INSOFAR AS IT IS RELATED TO SUCH DIRECT MARKETING. IF YOU OBJECT, YOUR data pribadi WILL SUBSEQUENTLY NO LONGER BE USED FOR THE PURPOSE OF DIRECT MARKETING (OBJECTION PURSUANT TO ART. 21(2) GDPR).

16. Keberatan terhadap Email Iklan

The use of contact data published as part of the Impresum obligation for sending unsolicited advertising and information materials is hereby objected to. The operators of the pages expressly reserve the right to take legal action in the event of unsolicited sending of advertising information, such as spam emails.

This Kebijakan Privasi was generated with the Kebijakan Privasi generator of the German Association for perlindungan data.