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Malta · Tax year 2026

Salary Calculator Malta 2026 – Net Pay

Calculate take-home pay from your gross salary. See income tax, employee deductions and employer costs, with an annual or monthly breakdown.

Gross salary: €27,384.00

Income

Enter your salary and personal information

Class 1 contributions use a weekly basic wage of annual pay divided by 52, with one contribution for each Monday of the year (53 in 2024). For this model, the gross pay entered excludes bonuses, overtime pay and allowances. Weekly minimums, birth-year ceilings and under-18 rates apply. Contributions stop from age 65. The employer also pays the capped Maternity Leave Fund contribution.

Enter taxable unlisted-share gains or foreign dividends. Tax uses the salary’s progressive tariff. Listed-share exemptions, domestic imputation, final withholding and the non-domiciled remittance basis are outside scope.
Net income per year
€21,200€1,767 a month
Deductions22.6%
Breakdown
YearMonth
Gross Salary€27,384€2,282
Income Tax−€3,446−€287
Social security (SSC, Klassi 1)−€2,738−€228
Net Income€21,200€1,767

More results

Savings capacity: €3,079.68. Status: Saving

Savings Analysis

Saving
Can you save money after all taxes and expenses?
€3,079.68Annual Savings Capacity · €256.64 a month
Savings Rate14.53%

You keep 14.53% of your net income. From 20% the planner calls it a healthy savings rate.

Net Income€21,199.68
Annual Budget−€18,120.00
Annual Savings Capacity€3,079.68
Budget to Net Income Ratio85.47%
Breakdown of your earnings: €81.54 per day, €10.19 per hour. Your Tax Freedom Day is on 24 March.

Earnings Breakdown

Breakdown of your earnings per day, hour and your tax freedom day.

  • per day

  • per hour

  • Tax Freedom Day

    24 March83 / 365 days
Your income tax: €3,446.00. Active bracket: 25%

Income Tax Brackets

2026
Progressive tax rates based on official tax law
Income Tax€3,446.00
Your bracket25%
Average rate12.58%
0%15%25%35%0€20.0K€40.0K€60.0K€80.0K
BracketRate
up to €11,999.000%
€12,001.00 to €15,999.0015%
€16,001.00 to €59,999.0025%
above €60,000.0035%
Total employment cost: €30,204.48

Full Employment Cost

€30,204.48What the job costs the employer per year
  • Net Income 70.19%
  • Income Tax 11.41%
  • Social Security (Employee) 9.07%
  • Employer 9.34%
Total employer contributions: €2,820.48
Employer ContributionsRateYear
Social security (SSC, Klassi 1)Statutory table€2,738.32
Maternity Leave Fund (Fond tal-Leave tal-Maternità)0.30%€82.16
Total Employer Contributions€2,820.48(10.30%)
Full Employment Cost€30,204.48
Gross Salary€27,384.00
+ Employer Contributions€2,820.48
Net Income€21,199.68
Total Tax Burden29.81% · €9,004.80
Total VAT in your spending: €343.15

Consumption Taxes

VAT and other consumption taxes included in your spending
€343.151.9% of your budget
  • Clothing & Personal Care 18%€274.58
  • Utilities 5%€68.57