Tax year 2026
Malta vs Cyprus: Net Salary Comparison 2026
Same gross, different net: Malta and Cyprus compared at three reference salaries, 2026 rules.
Your detailsMaltavsCyprus· 2026€27,384 a year
Cyprus+€2,599 net a year+10.92%
- Malta
- €21,200net a year47.11%
- Cyprus
- €23,799net a year52.89%
Malta
€21,200Net salary · 77.4% of grossNet 77.4%Taxes 12.6%Social security 10.0%
Cyprus+€2,599 more net a year
€23,799Net salary · 86.9% of grossNet 86.9%Taxes 1.6%Social security 11.5%
Malta vs CyprusEmployer Contributions Malta €2,820 · Cyprus €4,217
Country Comparison
Taxes
-€2,996 (-86.9%)MaltaCyprus vs MaltaCyprus
€3,44612.6% of gross
Income Tax
€4501.6% of gross
Income Tax: Malta €3,446 (12.6%), Cyprus €450 (1.6%). Cyprus 87% lower.Social Security (Employee)
+€397 (+14.5%)MaltaCyprus vs MaltaCyprus
€2,73810.0% of gross
Social security (SSC, Klassi 1) / Pension
€2,4108.8% of gross
Social security (SSC, Klassi 1) / Pension: Malta €2,738 (10.0%), Cyprus €2,410 (8.8%). Cyprus 12% lower.€00.0% of gross
Other
€7262.7% of gross
Other: Malta €0 (0.0%), Cyprus €726 (2.7%). Cyprus higher.Health (€726)
Summary
MaltaCyprus vs MaltaCyprus
€6,18422.6% of gross
Total Deductions
€3,58513.1% of gross
Total Deductions: Malta €6,184 (22.6%), Cyprus €3,585 (13.1%). Cyprus 42% lower.€21,20077.4% of gross
Net Salary
€23,79986.9% of gross
Net Salary: Malta €21,200 (77.4%), Cyprus €23,799 (86.9%). Cyprus 12% higher.Malta vs Cyprus
Cyprus: more take-home pay, 86.9% instead of 77.4% of gross.
| Mean gross salary | Gross Salary | Malta EUR | Cyprus EUR | ||
|---|---|---|---|---|---|
| Net Salary | Tax Burden | Net Salary | Tax Burden | ||
| 50% Mean gross salary | €13,692 | €12,06988.1% | 11.9% | €12,12488.5% | 11.5% |
| 100% Mean gross salary | €27,384 | €21,20077.4% | 22.6% | €23,79986.9% | 13.1% |
| 200% Mean gross salary | €54,768 | €41,56875.9% | 24.1% | €42,04876.8% | 23.2% |
50% Mean gross salary
€13,692 Gross SalaryMalta- Net Salary
- €12,06988.1%
- Tax Burden
- 11.9%
Cyprus- Net Salary
- €12,12488.5%
- Tax Burden
- 11.5%
100% Mean gross salary
€27,384 Gross SalaryMalta- Net Salary
- €21,20077.4%
- Tax Burden
- 22.6%
Cyprus- Net Salary
- €23,79986.9%
- Tax Burden
- 13.1%
200% Mean gross salary
€54,768 Gross SalaryMalta- Net Salary
- €41,56875.9%
- Tax Burden
- 24.1%
Cyprus- Net Salary
- €42,04876.8%
- Tax Burden
- 23.2%
Malta: reference salaries equal 50%, 100% and 200% of the local mean gross salary, converted at current exchange rates. Assumes a single employee without children under standard rules.